Basic life insurance is a company-paid life insurance plan that is provided to all regular, full-time employees. Employees have the option to cover their spouse and children thru paycheck deductions. It is a term life insurance policy, which means that the coverage lasts for as long as you are employed with WEC but it can be ported if your employment with WEC ends. The benefit can be used by the beneficiary to pay for funeral expenses, outstanding debts, or other financial needs.

Employees: Basic Life for employees provides employees with a death benefit that is equal to 1x your annual salary, up to $50,000. AD&D is included and can double the benefit payout when eligible.

Spouse/Children: Basic Life for spouse and children is an employee-paid benefit that gives employees a way to cover their spouse and dependent children with $10,000 in life insurance. AD&D is not included in this benefit.

Our policy certificate can be obtained by emailing Benefits

Voluntary life insurance is offered to all regular, full-time employees as a way to increase coverage for themself or their spouse. Voluntary group life insurance is a relatively affordable way to get life insurance coverage, and it can be a valuable benefit for employees and their families. Employees can apply to pickup or increase their voluntary coverage with a life event or during Open Enrollment.

Employee: As a new hire, employees can elect any amount up to $200,000 guaranteed. Employees can get up to 5x their base salary or $500,000, whichever is less with an approved EOI. AD&D is included and can double the benefit payout when eligible.

Spouse: During the new hire period, employees can elect a guaranteed amount of $50,000 in Voluntary Spouse life insurance. Coverage up to $200,000 can be selected with an approved EOI. Coverage in Voluntary Employee life is required and Voluntary Spouse coverage cannot exceed the coverage elected for Voluntary Employee. AD&D is included and can double the benefit payout when eligible.

Our policy certificate can be obtained by emailing Benefits

Short-Term and Long-Term Disability insurance is a type of insurance that provides coverage for lost income if you are unable to work due to a non-work-related illness or injury. These benefits payout 60% of an employees regular worked time up to $1,000 a week.

Short-Term Disability: Time missed due to an accident will start paying out on the first day work is missed. Time missed due to illness will start paying out after a seven day waiting period. Short-Term can payout up to 13 weeks. There is a pre-existing condition clause associated with this benefit. This is an employee-paid benefit.

Long-Term Disability: Long-Term Disability will start paying out after Short-Term Disability ends. This is a company-paid benefit.

Our policy certificate can be obtained by emailing Benefits

A leave of absence (LOA) is an extended period of unpaid leave an employer grants an employee for special reasons such as: 

• FMLA/Medical leave: Time off for employees that cannot work due to a serious health condition or provide care to a family member.

• Parental leave: Time off to care for a newborn or adopted child.

• Military leave: Time off to serve in the military.

• Personal leave: Time off for a personal reason not otherwise covered by the FMLA or other protected leave policies.

The full leave policy can be found in the WEC Employee Handbook on the WEC Life home page.

Our LOA process begins with employees submitting their request to New York Life. Once notified of your request we will work with you during your leave and your return to work. If you have any questions about your leave, please contact Yen McAlister at (432)570-3246 or the HR Helpline at (432)571-8471.

This program provides personalized assistance to help all WEC regular, full-time employuees and their dependents navigate a wide range of health care and health insurance challenges.

The Health Advocacy Program offers the following services:

• Help understanding health insurance benefits: Health care advocates can help policyholders understand their health insurance benefits, including coverage for specific services and procedures, deductibles, copays, and out-of-pocket maximums.

• Assistance with claims and billing issues: Health care advocates can help policyholders resolve claims and billing issues with their health insurance companies. This includes helping policyholders understand their Explanation of Benefits (EOB) statements and filing appeals if necessary.

• Guidance on finding and accessing quality care: Health care advocates can help policyholders find and access quality care, including doctors, hospitals, and other healthcare providers. They can also help policyholders understand their treatment options and make informed decisions about their care.

• Support during complex medical situations: Health care advocates can provide support and guidance to policyholders and their dependents during complex medical situations, such as a serious illness or injury. They can help policyholders understand their treatment options, manage their care, and coordinate services with multiple providers.

The New York Life Secure Travel program is a worldwide assistance program and is available when you travel more than 100 miles from home.

The Secure Travel program provides a variety of services and benefits, including:

• Pre-trip planning: The Secure Travel team can help you plan your trip by providing information on visa requirements, passport validity, and other important travel details.

• Emergency assistance: If you experience an emergency while traveling, the Secure Travel team can help you by providing medical assistance, transportation assistance, and other support services.

• Emergency evacuation: If you need to be evacuated from a country due to a medical emergency or other security threat, the Secure Travel team can arrange for your transportation and provide other assistance.

• Security assistance: The Secure Travel team can provide you with information on security risks in your destination country and help you develop a safety plan.

• Translation services: If you need translation assistance while traveling, the Secure Travel team can provide you with a translator over the phone or in person.